|
SAUDI BANGLADESH INDUSTRIAL AND AGRICULTURAL
|
|
INVESTMENT COMPANY LIMITED
|
|
Schedule of Fees & Charges
|
|
Investment Department
|
|
Large Industrial Loan:
|
|
Fees & Charges
|
Term Loan
|
Working Capital Loan
|
|
Sole Finance:
|
|
|
|
Processing Fee
|
-
|
-
|
|
Legal/Documentation Fee
|
At Actual
|
At Actual
|
|
Prepayment Fee/Early Settlement Fee
|
1% - 2%
|
1% - 2%
|
|
Penal Interest
|
1% - 2% on the overdue amount
|
1% - 2% on the overdue amount
|
|
Reschedulement charge
|
NIL
|
NIL
|
|
|
|
|
Fees & Charges
|
Syndication Fund Raising
|
Syndication Participation
|
|
Loan Syndication:
|
|
|
|
Arrangement Fee
|
NIL
|
N/A
|
|
Legal/Documentation Fee
|
At Actual
|
At Actual
|
|
Participation Fee
|
NIL
|
N/A
|
|
L/C Commission
|
N/A
|
N/A
|
|
Penal Interest
|
1% - 2% on the overdue amount
|
1% - 2% on the overdue amount
|
|
Prepayment Fee/Early Settlement Fee
|
1% - 2%
|
1% - 2%
|
|
Reschedulement charge
|
NIL
|
NIL
|
SME Finance:
|
Fees & Charges
|
Term Loan
|
Working Capital Loan
|
|
Processing Fee
|
-
|
-
|
|
Legal/Documentation Fee
|
-
|
-
|
|
Prepayment Fee/Early Settlement Fee
|
1% - 2%
|
1% - 2%
|
|
Penal Interest
|
1% - 2% on the overdue amount
|
1% - 2% on the overdue amount
|
|
Reschedulement charge
|
NIL
|
NIL
|
Interest Rates:
|
Particulars
|
Sole Finance
|
Syndication Participation
|
|
Large Loan/Term Loan
|
Working Capital Loan
|
SME
|
|
Agro Based Sector
|
7.0% -10.0%
|
7.0% -10.0%
|
7.0% -10.0%
|
As agreed amongst participating lenders.
|
|
Service Sector
|
9.0% - 12.0%
|
9.0% - 12.0%
|
7.0% -10.0%
|
As agreed amongst participating lenders.
|
|
Industrial Sector
|
9.0% - 12.0%
|
9.0% - 12.0%
|
7.0% -10.0%
|
As agreed amongst participating lenders.
|
Note: Interest rates are subject to change without notice depending on the prevailing money market conditions based on the agreements with the Borrowers/Clients.
|
