Large Industrial Loan:
Fees & Charges	Term Loan	Working Capital Loan
Sole Finance:
Processing Fee	–	–
Legal/Documentation Fee	At Actual	At Actual
Prepayment Fee/Early Settlement Fee	1%	1%
Penal Interest	0.5% on the overdue amount	0.5% on the overdue amount
Reschedulement charge	NIL	NIL
Fees & Charges	Syndication Fund Raising	Syndication Participation
Loan Syndication:
Arrangement Fee	0.1%-1%	N/A
Legal/Documentation Fee	At Actual	At Actual
Participation Fee	NIL	N/A
L/C Commission	N/A	N/A
Penal Interest	0.5% on the overdue amount	0.5% on the overdue amount
Prepayment Fee/Early Settlement Fee	1%	1%
Reschedulement charge	NIL	NIL

  CMSME Finance:

Fees & Charges	Term Loan	Working Capital Loan
Processing Fee	–	–
Legal/Documentation Fee	At Actual	At Actual
Prepayment Fee/Early Settlement Fee (only SME)	1%	1%
Penal Interest	0.5% on the overdue amount	0.5% on the overdue amount
Reschedulement charge	NIL	NIL

Interest Rates: Sole Finance

Particulars	Large Loan/Term Loan	Working Capital Loan	CMSME	Syndication Participation
Agro Based Sector	12% – 13%	12% – 13%	12% – 13%	As agreed amongst participating lenders
Service Sector	12% – 13%	12% – 13%	12% – 13%	As agreed amongst participating lenders
Industrial Sector	12% – 13%	12% – 13%	12% – 13%	As agreed amongst participating lenders

Note: Interest rates are subject to change without notice depending on the prevailing money market conditions based on the agreements with the Borrowers/Clients.